Employee benefits

Employees of CareOregon enjoy a competitive salary and excellent benefits, as well as a warm and collaborative work environment where contributions are recognized.

CareOregon employee benefits

CareOregon offers its employees a comprehensive and competitive total rewards package that includes:

• Medical coverage
  Multiple plan and carrier options including high-deductible health plans (HDHP).
  Health savings accounts (for HDHP enrollees) available and include employer contributions.
  
  
• Dental coverage
  Multiple coverage options available, including plans with orthodontic coverage.
  
  
• Vision coverage
  Multiple coverage options available.
  
  
• Supplemental health plans
  Employees can purchase supplemental plans including accident, hospital indemnity and critical illness plans for themselves and their eligible dependent(s).
  
  
• Group term life and accidental death and dismemberment (AD&D) insurance

  Premiums paid in full (100%!) by CareOregon.
  Benefit is equal to one times the employee’s base salary, up to $50,000 max.

• Additional employee, spouse and child term life and AD&D insurance
  Employees can purchase additional term life and additional AD&D insurance for themselves and their eligible dependent(s).
  
  
• Universal/permanent life insurance

  Employees can purchase permanent life insurance for themselves and their eligible dependent(s).

• Comprehensive short- and long-term disability insurance

  Premiums paid in full (100%!) by CareOregon.
  Short-term disability benefit provides 60% of weekly base pay ($2,500 max per week) up to 90 days.
  Long-term disability benefit provides 60% of monthly base pay ($10,000 max per month).

• 401(k) retirement plan 
  CareOregon makes a 3% (safe harbor) contribution every pay period, regardless of employee’s contributions.
  CareOregon matches 100% of the first 2%, and 50% of the next 2% of employees contributions every pay period.
  CareOregon may make an additional annual discretionary contribution.
  Employees can make contributions on a pre-tax or post-tax (Roth) basis.
  Vesting is 100% after three years (per the plan rules).

• Flexible spending accounts
  Pre-tax dollars may be set aside for qualified unreimbursed medical care and dependent care expenses.

• Pre-tax qualified transportation fringe benefit
  Pre-tax dollars may be set aside for qualified parking expenses. 

• TriMet pass program
  CareOregon provides a TriMet pass to benefit-eligible employees (Oregon residents) who meet eligibility criteria, and whose regular commute is within the TriMet service area (100% employer paid!).
  
  
• 529 education savings plan
  Employees can set aside dollars in a tax-favored savings account to use for higher education tuition, books, room and board and other qualified expenses.
  
  
• Identity theft coverage
  Employees may purchase ID protection to protect against the damage of identity theft by monitoring identity, detecting fraud and restoring identity in the event of theft, for themselves and eligible dependent(s).
  
  
• Legal assistance plan
  Employees may purchase a legal plan that provides access to services such as will preparation, estate planning, family law, etc., for themselves and eligible dependent(s).
  
  
• Pet insurance

  Employees may purchase pet insurance for use at veterinary offices across the county.

• Mercer Marketplace 365 HUB

  Employee can purchase additional benefits such as access to medical quality comparisons, cost estimates and obtaining an expert second medical opinion.

• Employee assistance program (EAP)
  The EAP, which includes six visits per occurrence, is paid in full (100%) by CareOregon and is available to all employees and eligible family members.
  
  
• Wellness reimbursement

  CareOregon provides employees with reimbursement for a wide-range of eligible wellness expenses up to $35 per month (reimbursed quarterly).

• Tuition assistance
  Employees may be reimbursed up to four college credits quarterly (reimbursed at PSU's in-state tuition rate) if all eligibility criteria are met.
  
  
• United Way donations/contributions
  Employees may donate to United Way (or any eligible 501(c)(3) organization), and CareOregon will match up contributions up to $25 per month (CareOregon donations remain with United Way).
  
  
• Paid holidays
  Paid holidays include New Year’s Day, Martin Luther King, Jr. Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, the day after Thanksgiving and Christmas Day. (Veteran’s Day is also paid and provided to qualified Veterans.)
  
  
• Paid time off (PTO)
  Full-time employees accrue 20 days of PTO in their first year of service (prorated based on FTE) with accrual rates increasing every five years, up to the company’s maximum PTO accrual level.
  
  
• Additional perks and discount programs
  CareOregon employees can take advantage of perks and discounts including cell phone bill discounts, credit union memberships (with OnPoint), 24-Hour Fitness discounted memberships, mortgage education/assistance programs (HomeStreet Bank), Tickets at Work discount program, discounts to Trailblazer and Rose Quarter Family shows, and more!